THE ADVANTAGES OF USING BANK LOANS IN THE DEVELOPMENT OF INDUSTRIAL ENTERPRISES

Kuliev Naim Xalimovich

Authors

Kuliev Naim Xalimovich Author

Abstract

This article examines the advantages of using bank loans as a financing tool in the development of industrial enterprises. It discusses how bank loans facilitate the modernization of production processes, the implementation of innovative technologies, and the expansion of operational capacity. The paper highlights the positive impact of credit on financial liquidity, capital investment, and the competitiveness of industrial firms. Moreover, it analyzes the strategic importance of choosing bank loans, considering risk management and financial returns. The study concludes that effectively utilized bank loans can significantly contribute to the sustainable growth and long-term development of industrial enterprises.

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